Apply for Financing
Applying for an Auto Loan in Joliet, IL
Whether you’ve narrowed down your options or are just starting to research new and used Nissan models for your next vehicle, a step in the car buying process that will require some consideration is payment method. No matter which vehicle you land on, there is a chance that the price tag falls outside what you are able to spend in cash during a single transaction. That’s why we offer financing options at Thomas Nissan of Joliet, including our convenient online auto loan application. Once you have finalized your budget and determined your total buying power, you can apply for a loan and get pre-approved before you schedule your first test drive.
Can I Still Get an Auto Loan with a Poor Credit History?
We understand that sometimes things happen outside of your control, such as a medical emergency or job instability, resulting in your credit score taking a bit of a hit. At Thomas Nissan, we do not believe uncontrollable conditions should affect your ability to acquire a safe and reliable vehicle to get around Joliet or to work in Naperville or into Chicago for a game. Our team of finance professionals will be able to work with you to find an effective loan or payment plan from one of our trusted lenders that fits within your overall budget without breaking the bank. Does your vehicle need service that falls outside your current financial means? Thomas Nissan offers service and parts financing in order to get your vehicle back on the road in a timely and affordable manner.
How to Determine Your Auto Budget
There are several factors that go into determining the total amount you are able to spend on a vehicle purchase. The first is your down payment, or the cash figure you are able to pay when you finalize the agreement to buy the car. There are no requirements for how high or low your down payment can be, but it will reduce the amount you need to borrow as part of your loan. Are you looking to leverage your current car as collateral for your next vehicle purchase? Check its trade in value to get an estimated cost that can be applied to your new vehicle when you trade in or sell a car to us. Once you have these figures in mind, you can enter them in different configurations into our online payment calculator until you find an amount you will be comfortable paying each month. The leftover balance on the total price of the vehicle is what you will need to finance.
Apply for a Car Loan in Joliet, IL
Are you looking to add a brand new Nissan to your driveway? Get started by filling out our online finance application today! Get pre-approved for your loan amount before stepping foot into our dealership. That way you will be ready to test drive vehicles that are within your budget. Our online financing tools are available online, and our team of experts are here to answer your questions six days a week. Call or visit today!